Lodger deposits in Ireland: how they work

Written by Emma Dolan · Guides editor, Sa Bhaile
· 2 minute read

In short

A deposit is money a lodger pays at the start to cover things like damage beyond normal wear and tear or unpaid rent. For lodgers, the RTB’s deposit rules don’t usually apply, so the deposit terms should be written down: what it covers, what can be taken from it, and how quickly it’s returned. Disputes can go to the Small Claims Procedure.

What is a deposit for?

A deposit gives the host some security against damage beyond normal wear and tear, missing items or unpaid rent. It isn’t extra rent and it should be returned when the arrangement ends, minus any fair, explained deductions.

How much is a typical deposit?

Many arrangements use a deposit of up to one month’s rent. Whatever the amount, it should be clear before anyone pays, and it should only be paid once you’ve viewed the room and met the host.

What should the written terms say?

Sa Bhaile asks hosts to set out the deposit terms in every arrangement, including:

  • What the deposit is held for.
  • What can be deducted, such as repair costs for damage beyond normal wear and tear.
  • How many days after leaving it will be returned.
  • How deductions will be explained.

What if we disagree?

Talk first, with photos from move-in and move-out if you have them. If you can’t agree, a lodger can use the Small Claims Procedure, a low-cost court service for consumer-type disputes. Threshold and Citizens Information can explain the options.

Common questions

Should I pay a deposit before viewing?
No. Never pay a deposit or rent before you’ve seen the room in person and met the host. This is the most common rental scam in Ireland.
Can a host keep the deposit for normal wear and tear?
Deductions should be for damage beyond normal wear and tear, missing items or unpaid rent, as set out in the written terms.
Does the RTB protect lodger deposits?
Generally no, because lodger arrangements in the owner’s home are outside the Residential Tenancies Act. That’s why clear written terms matter.

Official sources

We checked this guide against these sources. Rules change, so check them for the latest position.

This is general information, not legal or tax advice. For advice about your situation, contact Citizens Information, Threshold or a solicitor.

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